wizard admin feature in existing crm as separate route

src/modules/estimateWizard/data/tenantConfig.js

@@ -174,11 +174,20 @@ export const DISCLAIMER_TEMPLATE =
     'insurance professional. Historical storm information is not a forecast or guarantee.';
 
 export const TENANT_CONFIG_VERSION = 'tenant-config-v1';
+export const DISCLAIMER_VERSION = 'disclaimer-v1';
 
-export function getTenantConfig() {
-    // Phase 5 admin page will override these from localStorage / mock store.
+// Admin-editable overrides persist here (spec §14). The wizard merges them over
+// the defaults so pricing/branding/feature flags are tenant-controlled, not code.
+const CONFIG_STORAGE_KEY = 'lup_estimate_wizard_config_v1';
+
+function defaults() {
     return {
         version: TENANT_CONFIG_VERSION,
+        disclaimerVersion: DISCLAIMER_VERSION,
+        // Feature flags (spec §18): kill-switch, AI toggle, conservative copy mode.
+        featureEnabled: true,
+        aiExplanationsEnabled: true,
+        conservativeMode: false,
         packages: DEFAULT_PACKAGES,
         addons: DEFAULT_ADDONS,
         scoringWeights: DEFAULT_SCORING_WEIGHTS,
@@ -187,6 +196,41 @@ export function getTenantConfig() {
         discountScenarios: DEFAULT_DISCOUNT_SCENARIOS,
         branding: DEFAULT_BRANDING,
         disclaimer: DISCLAIMER_TEMPLATE,
-        conservativeMode: false, // §18: hides customer-facing savings claims when true
+    };
+}
+
+export function loadConfigOverrides() {
+    try {
+        const raw = localStorage.getItem(CONFIG_STORAGE_KEY);
+        return raw ? JSON.parse(raw) : {};
+    } catch { return {}; }
+}
+
+export function saveConfigOverrides(overrides) {
+    try { localStorage.setItem(CONFIG_STORAGE_KEY, JSON.stringify(overrides || {})); } catch { /* quota */ }
+}
+
+export function resetConfigOverrides() {
+    try { localStorage.removeItem(CONFIG_STORAGE_KEY); } catch { /* ignore */ }
+}
+
+export function getTenantConfig() {
+    const base = defaults();
+    const o = loadConfigOverrides();
+
+    // Shallow-merge top-level objects so partial admin edits don't drop defaults.
+    return {
+        ...base,
+        ...o,
+        pricing: { ...base.pricing, ...(o.pricing || {}) },
+        branding: { ...base.branding, ...(o.branding || {}) },
+        scoringWeights: { ...base.scoringWeights, ...(o.scoringWeights || {}) },
+        stormSettings: { ...base.stormSettings, ...(o.stormSettings || {}) },
+        discountScenarios: { ...base.discountScenarios, ...(o.discountScenarios || {}) },
+        // Packages: merge admin price/label edits by type, keep default scope/copy.
+        packages: base.packages.map((p) => {
+            const ov = (o.packages || []).find((x) => x.type === p.type);
+            return ov ? { ...p, ...ov } : p;
+        }),
     };
 }