diff --git a/src/components/owner/SubcontractorPaymentsPanel.jsx b/src/components/owner/SubcontractorPaymentsPanel.jsx
new file mode 100644
index 0000000..546b71c
--- /dev/null
+++ b/src/components/owner/SubcontractorPaymentsPanel.jsx
@@ -0,0 +1,483 @@
+import React, { useMemo, useState, useRef, useEffect } from 'react';
+import { Wallet, Users, Search, ChevronDown, X, Check, FilterX } from 'lucide-react';
+
+const CATEGORY_COLORS = {
+    'Electrical':        'text-cyan-500 dark:text-cyan-400 bg-cyan-500/10 border-cyan-500/20',
+    'Roofing':           'text-orange-500 dark:text-orange-400 bg-orange-500/10 border-orange-500/20',
+    'Painting':          'text-purple-500 dark:text-purple-400 bg-purple-500/10 border-purple-500/20',
+    'Plumbing':          'text-blue-500 dark:text-blue-400 bg-blue-500/10 border-blue-500/20',
+    'Windows & Glazing': 'text-teal-500 dark:text-teal-400 bg-teal-500/10 border-teal-500/20',
+};
+
+const PAYMENT_STATUS_COLORS = {
+    'Paid':   'text-emerald-600 dark:text-emerald-400 bg-emerald-500/10 border-emerald-500/20',
+    'Unpaid': 'text-amber-600 dark:text-amber-400 bg-amber-500/10 border-amber-500/20',
+};
+
+function taskTotal(task) {
+    const expenses = (task.expenses || []).reduce((s, e) => s + (Number(e.amount) || 0), 0);
+    const fees = (task.fees || []).reduce((s, f) => s + (Number(f.amount) || 0), 0);
+    return expenses + fees;
+}
+
+const fmt = (amt) =>
+    new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', maximumFractionDigits: 0 }).format(Number(amt) || 0);
+
+const fmtDate = (iso) => {
+    if (!iso) return '—';
+    try {
+        return new Date(iso).toLocaleDateString('en-US', { year: 'numeric', month: 'short', day: 'numeric' });
+    } catch {
+        return iso;
+    }
+};
+
+// Dark-mode-aware dropdown — replaces native <select> so the option list
+// doesn't render with the OS default white background in dark mode.
+function FilterPopover({ id, value, onChange, options, allLabel, ariaLabel }) {
+    const [open, setOpen] = useState(false);
+    const boxRef = useRef(null);
+
+    useEffect(() => {
+        if (!open) return;
+        const onClick = (e) => {
+            if (boxRef.current && !boxRef.current.contains(e.target)) setOpen(false);
+        };
+        const onKey = (e) => { if (e.key === 'Escape') setOpen(false); };
+        document.addEventListener('mousedown', onClick);
+        document.addEventListener('keydown', onKey);
+        return () => {
+            document.removeEventListener('mousedown', onClick);
+            document.removeEventListener('keydown', onKey);
+        };
+    }, [open]);
+
+    const display = value === 'all' ? allLabel : value;
+
+    return (
+        <div className="relative" ref={boxRef}>
+            <button
+                id={id}
+                type="button"
+                aria-haspopup="listbox"
+                aria-expanded={open}
+                aria-label={ariaLabel}
+                onClick={() => setOpen(o => !o)}
+                className="w-full flex items-center justify-between gap-2 pl-3 pr-2 py-2 text-sm rounded-xl bg-zinc-100 dark:bg-black/40 border border-zinc-200 dark:border-white/10 text-zinc-900 dark:text-white outline-none focus:ring-2 focus:ring-amber-500/20 focus:border-amber-500/40 transition-colors"
+            >
+                <span className="truncate text-left">{display}</span>
+                <ChevronDown size={14} className={`shrink-0 text-zinc-400 transition-transform ${open ? 'rotate-180' : ''}`} />
+            </button>
+            {open && (
+                <div
+                    role="listbox"
+                    className="absolute z-30 left-0 right-0 mt-1 rounded-xl bg-white dark:bg-zinc-900 border border-zinc-200 dark:border-white/10 shadow-xl shadow-black/10 dark:shadow-black/50 overflow-hidden"
+                >
+                    <div className="max-h-56 overflow-y-auto custom-scrollbar py-1">
+                        <button
+                            type="button"
+                            role="option"
+                            aria-selected={value === 'all'}
+                            onClick={() => { onChange('all'); setOpen(false); }}
+                            className={`w-full flex items-center justify-between px-3 py-2 text-sm text-left transition-colors ${value === 'all' ? 'text-amber-600 dark:text-amber-400 bg-amber-50 dark:bg-amber-500/10' : 'text-zinc-700 dark:text-zinc-200 hover:bg-zinc-50 dark:hover:bg-white/5'}`}
+                        >
+                            <span>{allLabel}</span>
+                            {value === 'all' && <Check size={12} strokeWidth={2.5} className="shrink-0 opacity-70" />}
+                        </button>
+                        {options.map(opt => {
+                            const isSelected = opt === value;
+                            return (
+                                <button
+                                    key={opt}
+                                    type="button"
+                                    role="option"
+                                    aria-selected={isSelected}
+                                    onClick={() => { onChange(opt); setOpen(false); }}
+                                    className={`w-full flex items-center justify-between px-3 py-2 text-sm text-left transition-colors ${isSelected ? 'text-amber-600 dark:text-amber-400 bg-amber-50 dark:bg-amber-500/10' : 'text-zinc-700 dark:text-zinc-200 hover:bg-zinc-50 dark:hover:bg-white/5'}`}
+                                >
+                                    <span className="truncate">{opt}</span>
+                                    {isSelected && <Check size={12} strokeWidth={2.5} className="shrink-0 opacity-70" />}
+                                </button>
+                            );
+                        })}
+                    </div>
+                </div>
+            )}
+        </div>
+    );
+}
+
+const SubcontractorPaymentsPanel = ({
+    subcontractorTasks = [],
+    subcontractors = [],
+    projects = [],
+}) => {
+    const subById = useMemo(() => {
+        const m = new Map();
+        for (const s of subcontractors) m.set(s.id, s);
+        return m;
+    }, [subcontractors]);
+
+    const projectById = useMemo(() => {
+        const m = new Map();
+        for (const p of projects) m.set(p.id, p);
+        return m;
+    }, [projects]);
+
+    const rows = useMemo(() => {
+        const entries = [];
+        for (const task of subcontractorTasks) {
+            const amount = taskTotal(task);
+            if (amount <= 0) continue;
+            const sub = subById.get(task.subcontractorId);
+            const project = task.projectId ? projectById.get(task.projectId) : null;
+            entries.push({
+                key: task.id,
+                name: task.subcontractorName,
+                companyName: sub?.companyName || '',
+                projectName: project ? (project.projectType || project.address) : '—',
+                projectAddress: project?.address || '',
+                projectId: project?.id || null,
+                workCategory: sub?.tradeType || '—',
+                amount,
+                requestedAt: task.paymentRequestedAt || null,
+                paidAt: task.paidAt || null,
+                paymentStatus: task.paymentStatus || 'Unpaid',
+            });
+        }
+        return entries;
+    }, [subcontractorTasks, subById, projectById]);
+
+    // ── Filter state ───────────────────────────────────────────────
+    const [nameQuery, setNameQuery] = useState('');
+    const [projectFilter, setProjectFilter] = useState('all');
+    const [categoryFilter, setCategoryFilter] = useState('all');
+    const [statusFilter, setStatusFilter] = useState('all');
+
+    // Searchable project dropdown
+    const [projectOpen, setProjectOpen] = useState(false);
+    const [projectQuery, setProjectQuery] = useState('');
+    const projectBoxRef = useRef(null);
+
+    useEffect(() => {
+        if (!projectOpen) return;
+        const onClick = (e) => {
+            if (projectBoxRef.current && !projectBoxRef.current.contains(e.target)) {
+                setProjectOpen(false);
+                setProjectQuery('');
+            }
+        };
+        document.addEventListener('mousedown', onClick);
+        return () => document.removeEventListener('mousedown', onClick);
+    }, [projectOpen]);
+
+    const projectOptions = useMemo(() => {
+        const map = new Map();
+        for (const r of rows) {
+            const key = r.projectName || '—';
+            if (!map.has(key)) map.set(key, { name: key });
+        }
+        return Array.from(map.values()).sort((a, b) => a.name.localeCompare(b.name));
+    }, [rows]);
+
+    const categoryOptions = useMemo(() => {
+        const set = new Set(rows.map(r => r.workCategory).filter(Boolean));
+        return Array.from(set).sort();
+    }, [rows]);
+
+    const statusOptions = useMemo(() => {
+        const set = new Set(rows.map(r => r.paymentStatus).filter(Boolean));
+        return Array.from(set).sort();
+    }, [rows]);
+
+    const filteredProjectOptions = useMemo(() => {
+        const q = projectQuery.trim().toLowerCase();
+        if (!q) return projectOptions;
+        return projectOptions.filter(p => (p.name || '').toLowerCase().includes(q));
+    }, [projectOptions, projectQuery]);
+
+    const selectedProjectLabel = projectFilter === 'all' ? 'All Projects' : projectFilter;
+
+    const filteredRows = useMemo(() => {
+        const q = nameQuery.trim().toLowerCase();
+        return rows.filter(r => {
+            if (q && !(r.name || '').toLowerCase().includes(q)) return false;
+            if (projectFilter !== 'all' && r.projectName !== projectFilter) return false;
+            if (categoryFilter !== 'all' && r.workCategory !== categoryFilter) return false;
+            if (statusFilter !== 'all' && r.paymentStatus !== statusFilter) return false;
+            return true;
+        });
+    }, [rows, nameQuery, projectFilter, categoryFilter, statusFilter]);
+
+    const total = useMemo(() => filteredRows.reduce((s, r) => s + r.amount, 0), [filteredRows]);
+    const outstanding = useMemo(
+        () => filteredRows.filter(r => r.paymentStatus === 'Unpaid').reduce((s, r) => s + r.amount, 0),
+        [filteredRows]
+    );
+
+    const hasActiveFilters =
+        nameQuery.trim() !== '' || projectFilter !== 'all' || categoryFilter !== 'all' || statusFilter !== 'all';
+
+    const clearFilters = () => {
+        setNameQuery('');
+        setProjectFilter('all');
+        setCategoryFilter('all');
+        setStatusFilter('all');
+        setProjectQuery('');
+    };
+
+    return (
+        <div className="flex flex-col gap-3">
+            {/* Header */}
+            <div className="flex items-center gap-3 flex-wrap">
+                <Wallet className="text-amber-500 dark:text-amber-400 drop-shadow-[0_0_8px_rgba(245,158,11,0.4)]" size={20} />
+                <h3 className="text-sm font-mono font-bold text-zinc-900 dark:text-white tracking-widest uppercase">
+                    Subcontractor Payments
+                </h3>
+                <span className="text-[10px] font-mono text-zinc-500 bg-zinc-100 dark:bg-white/5 border border-zinc-200 dark:border-white/10 rounded-full px-2.5 py-0.5">
+                    {hasActiveFilters
+                        ? `${filteredRows.length} of ${rows.length} payment${rows.length === 1 ? '' : 's'}`
+                        : `${rows.length} payment${rows.length === 1 ? '' : 's'}`
+                    }
+                </span>
+            </div>
+
+            {/* Filter bar */}
+            {rows.length > 0 && (
+                <div className="grid grid-cols-1 sm:grid-cols-2 lg:grid-cols-4 gap-2.5 p-3 rounded-xl bg-zinc-50 dark:bg-white/[0.02] border border-zinc-200 dark:border-white/5">
+                    {/* Search by Name */}
+                    <div className="relative">
+                        <label htmlFor="payments-name-search" className="sr-only">Search by subcontractor name</label>
+                        <Search className="absolute left-3 top-1/2 -translate-y-1/2 text-zinc-400 pointer-events-none" size={14} />
+                        <input
+                            id="payments-name-search"
+                            type="text"
+                            placeholder="Search by name..."
+                            value={nameQuery}
+                            onChange={(e) => setNameQuery(e.target.value)}
+                            className="w-full bg-zinc-100 dark:bg-black/40 border border-zinc-200 dark:border-white/10 rounded-xl py-2 pl-9 pr-8 text-sm text-zinc-900 dark:text-white placeholder:text-zinc-400 dark:placeholder:text-zinc-500 outline-none focus:ring-2 focus:ring-amber-500/20 focus:border-amber-500/40"
+                        />
+                        {nameQuery && (
+                            <button
+                                type="button"
+                                onClick={() => setNameQuery('')}
+                                aria-label="Clear name search"
+                                className="absolute right-2 top-1/2 -translate-y-1/2 text-zinc-400 hover:text-zinc-700 dark:hover:text-zinc-200"
+                            >
+                                <X size={14} />
+                            </button>
+                        )}
+                    </div>
+
+                    {/* Project searchable dropdown */}
+                    <div className="relative" ref={projectBoxRef}>
+                        <button
+                            type="button"
+                            onClick={() => setProjectOpen(o => !o)}
+                            className="w-full flex items-center justify-between gap-2 pl-3 pr-2 py-2 text-sm rounded-xl bg-zinc-100 dark:bg-black/40 border border-zinc-200 dark:border-white/10 text-zinc-900 dark:text-white outline-none focus:ring-2 focus:ring-amber-500/20 focus:border-amber-500/40 transition-colors"
+                        >
+                            <span className="truncate text-left">{selectedProjectLabel}</span>
+                            <ChevronDown size={14} className={`shrink-0 text-zinc-400 transition-transform ${projectOpen ? 'rotate-180' : ''}`} />
+                        </button>
+                        {projectOpen && (
+                            <div className="absolute z-30 left-0 right-0 mt-1 rounded-xl bg-white dark:bg-zinc-900 border border-zinc-200 dark:border-white/10 shadow-xl shadow-black/10 dark:shadow-black/50 overflow-hidden">
+                                <div className="relative p-2 border-b border-zinc-100 dark:border-white/5">
+                                    <Search className="absolute left-4 top-1/2 -translate-y-1/2 text-zinc-400 pointer-events-none" size={14} />
+                                    <input
+                                        autoFocus
+                                        type="text"
+                                        placeholder="Search projects..."
+                                        value={projectQuery}
+                                        onChange={(e) => setProjectQuery(e.target.value)}
+                                        className="w-full bg-zinc-50 dark:bg-black/40 border border-zinc-200 dark:border-white/10 rounded-lg py-1.5 pl-8 pr-2 text-sm text-zinc-900 dark:text-white placeholder:text-zinc-400 dark:placeholder:text-zinc-500 outline-none"
+                                    />
+                                </div>
+                                <div className="max-h-56 overflow-y-auto custom-scrollbar py-1">
+                                    <button
+                                        type="button"
+                                        onClick={() => { setProjectFilter('all'); setProjectOpen(false); setProjectQuery(''); }}
+                                        className={`w-full flex items-center justify-between px-3 py-2 text-sm text-left transition-colors ${projectFilter === 'all' ? 'text-amber-600 dark:text-amber-400 bg-amber-50 dark:bg-amber-500/10' : 'text-zinc-700 dark:text-zinc-200 hover:bg-zinc-50 dark:hover:bg-white/5'}`}
+                                    >
+                                        <span>All Projects</span>
+                                        {projectFilter === 'all' && <Check size={12} strokeWidth={2.5} className="shrink-0 opacity-70" />}
+                                    </button>
+                                    {filteredProjectOptions.length === 0 ? (
+                                        <p className="px-3 py-2 text-xs text-zinc-400 dark:text-zinc-500">No projects match "{projectQuery}"</p>
+                                    ) : (
+                                        filteredProjectOptions.map(p => {
+                                            const isSelected = p.name === projectFilter;
+                                            return (
+                                                <button
+                                                    key={p.name}
+                                                    type="button"
+                                                    onClick={() => { setProjectFilter(p.name); setProjectOpen(false); setProjectQuery(''); }}
+                                                    className={`w-full flex items-center justify-between px-3 py-2 text-sm text-left transition-colors ${isSelected ? 'text-amber-600 dark:text-amber-400 bg-amber-50 dark:bg-amber-500/10' : 'text-zinc-700 dark:text-zinc-200 hover:bg-zinc-50 dark:hover:bg-white/5'}`}
+                                                >
+                                                    <span className="truncate font-semibold">{p.name}</span>
+                                                    {isSelected && <Check size={12} strokeWidth={2.5} className="shrink-0 opacity-70" />}
+                                                </button>
+                                            );
+                                        })
+                                    )}
+                                </div>
+                            </div>
+                        )}
+                    </div>
+
+                    {/* Work Category filter */}
+                    <FilterPopover
+                        id="payments-category-filter"
+                        ariaLabel="Filter by work category"
+                        value={categoryFilter}
+                        onChange={setCategoryFilter}
+                        options={categoryOptions}
+                        allLabel="All Work Categories"
+                    />
+
+                    {/* Payment Status filter */}
+                    <FilterPopover
+                        id="payments-status-filter"
+                        ariaLabel="Filter by payment status"
+                        value={statusFilter}
+                        onChange={setStatusFilter}
+                        options={statusOptions}
+                        allLabel="All Payment Statuses"
+                    />
+
+                    {hasActiveFilters && (
+                        <div className="sm:col-span-2 lg:col-span-4 flex justify-end">
+                            <button
+                                type="button"
+                                onClick={clearFilters}
+                                className="inline-flex items-center gap-1.5 px-3 py-1.5 rounded-lg text-[11px] font-bold uppercase tracking-wider text-zinc-600 dark:text-zinc-400 hover:text-zinc-900 dark:hover:text-white bg-zinc-100 dark:bg-white/5 hover:bg-zinc-200 dark:hover:bg-white/10 border border-zinc-200 dark:border-white/10 transition-colors"
+                            >
+                                <FilterX size={12} /> Clear Filters
+                            </button>
+                        </div>
+                    )}
+                </div>
+            )}
+
+            {rows.length === 0 ? (
+                <div className="py-10 text-center">
+                    <Users size={28} className="mx-auto mb-3 text-zinc-400" />
+                    <p className="text-sm text-zinc-500">No subcontractor payments yet.</p>
+                    <p className="text-xs text-zinc-400 mt-1">Tasks with logged fees or expenses will appear here.</p>
+                </div>
+            ) : (
+                <div className="overflow-x-auto rounded-xl border border-zinc-200 dark:border-white/5">
+                    <table className="w-full text-left min-w-[860px]">
+                        <thead>
+                            <tr className="border-b border-zinc-200 dark:border-white/5 bg-zinc-50 dark:bg-white/[0.02]">
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Subcontractor</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Project</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Work Category</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest text-right">Amount to Pay</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Requested</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Paid Date</th>
+                                <th className="px-4 py-2.5 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">Payment Status</th>
+                            </tr>
+                        </thead>
+                        <tbody>
+                            {filteredRows.length === 0 && (
+                                <tr>
+                                    <td colSpan={7} className="px-4 py-10 text-center">
+                                        <Users size={22} className="mx-auto mb-2 text-zinc-400" />
+                                        <p className="text-sm text-zinc-500">No payments match the current filters.</p>
+                                        <button
+                                            type="button"
+                                            onClick={clearFilters}
+                                            className="mt-3 inline-flex items-center gap-1.5 px-3 py-1.5 rounded-lg text-[11px] font-bold uppercase tracking-wider text-amber-600 dark:text-amber-400 hover:bg-amber-50 dark:hover:bg-amber-500/10 border border-amber-200 dark:border-amber-500/20 transition-colors"
+                                        >
+                                            <FilterX size={12} /> Clear Filters
+                                        </button>
+                                    </td>
+                                </tr>
+                            )}
+                            {filteredRows.map((row) => (
+                                <tr key={row.key} className="border-b border-zinc-100 dark:border-white/[0.03] hover:bg-zinc-50 dark:hover:bg-white/[0.02] transition-colors">
+                                    <td className="px-4 py-3">
+                                        <div className="flex items-center gap-2.5">
+                                            <div className="w-7 h-7 rounded-full bg-amber-500/15 flex items-center justify-center text-[10px] font-black text-amber-600 dark:text-amber-400 flex-shrink-0">
+                                                {row.name?.[0] || '?'}
+                                            </div>
+                                            <div className="min-w-0">
+                                                <div className="text-xs font-semibold text-zinc-900 dark:text-white truncate max-w-[180px]">{row.name}</div>
+                                                {row.companyName && (
+                                                    <div className="text-[10px] text-zinc-500 dark:text-zinc-400 truncate max-w-[180px]">{row.companyName}</div>
+                                                )}
+                                            </div>
+                                        </div>
+                                    </td>
+                                    <td className="px-4 py-3">
+                                        <div className="min-w-0">
+                                            <div className="text-xs text-zinc-700 dark:text-zinc-300 truncate max-w-[200px]" title={row.projectName}>
+                                                {row.projectName}
+                                            </div>
+                                            {row.projectAddress && (
+                                                <div className="text-[10px] text-zinc-500 dark:text-zinc-400 truncate max-w-[200px]" title={row.projectAddress}>
+                                                    {row.projectAddress}
+                                                </div>
+                                            )}
+                                        </div>
+                                    </td>
+                                    <td className="px-4 py-3">
+                                        <span className={`text-[11px] font-bold rounded-md px-1.5 py-0.5 border whitespace-nowrap ${CATEGORY_COLORS[row.workCategory] || 'text-zinc-400 bg-zinc-500/10 border-zinc-500/20'}`}>
+                                            {row.workCategory}
+                                        </span>
+                                    </td>
+                                    <td className="px-4 py-3 text-right">
+                                        <span className="font-mono text-xs font-bold text-amber-600 dark:text-amber-400">
+                                            {fmt(row.amount)}
+                                        </span>
+                                    </td>
+                                    <td className="px-4 py-3">
+                                        <span className="text-[11px] font-mono text-zinc-500 dark:text-zinc-400 whitespace-nowrap">
+                                            {fmtDate(row.requestedAt)}
+                                        </span>
+                                    </td>
+                                    <td className="px-4 py-3">
+                                        <span className={`text-[11px] font-mono whitespace-nowrap ${row.paidAt ? 'text-emerald-600 dark:text-emerald-400 font-semibold' : 'text-zinc-400 dark:text-zinc-500'}`}>
+                                            {fmtDate(row.paidAt)}
+                                        </span>
+                                    </td>
+                                    <td className="px-4 py-3">
+                                        <span className={`text-[11px] font-bold rounded-md px-1.5 py-0.5 border whitespace-nowrap ${PAYMENT_STATUS_COLORS[row.paymentStatus] || 'text-zinc-400 bg-zinc-500/10 border-zinc-500/20'}`}>
+                                            {row.paymentStatus}
+                                        </span>
+                                    </td>
+                                </tr>
+                            ))}
+                        </tbody>
+                        <tfoot className="border-t-2 border-zinc-300 dark:border-white/10">
+                            <tr className="bg-zinc-50 dark:bg-white/[0.03]">
+                                <td colSpan={3} className="px-4 py-3 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">
+                                    {hasActiveFilters ? 'Filtered Total' : 'Total Amount'}
+                                </td>
+                                <td className="px-4 py-3 text-right">
+                                    <span className="font-mono text-sm font-extrabold text-amber-600 dark:text-amber-400">
+                                        {fmt(total)}
+                                    </span>
+                                </td>
+                                <td colSpan={3} />
+                            </tr>
+                            <tr className="bg-zinc-50 dark:bg-white/[0.03]">
+                                <td colSpan={3} className="px-4 py-3 text-[10px] font-mono font-bold text-zinc-500 uppercase tracking-widest">
+                                    Outstanding (Unpaid)
+                                </td>
+                                <td className="px-4 py-3 text-right">
+                                    <span className="font-mono text-sm font-extrabold text-amber-600 dark:text-amber-400">
+                                        {fmt(outstanding)}
+                                    </span>
+                                </td>
+                                <td colSpan={3} />
+                            </tr>
+                        </tfoot>
+                    </table>
+                </div>
+            )}
+        </div>
+    );
+};
+
+export default SubcontractorPaymentsPanel;
diff --git a/src/data/mockStore.jsx b/src/data/mockStore.jsx
index 0f9a7e8..cf438be 100644
--- a/src/data/mockStore.jsx
+++ b/src/data/mockStore.jsx
@@ -5152,6 +5152,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
             { id: 'sct_001_f1', description: 'Labour — Ridge Cap Replacement', type: 'Labour / Service Fee', amount: 350, createdAt: '2026-05-16T13:20:00Z' },
             { id: 'sct_001_f2', description: 'Mobilization to site',           type: 'Mobilization Fee',     amount: 75,  createdAt: '2026-05-16T13:22:00Z' },
         ],
+        projectId: 'proj_004',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: '2026-05-16T17:30:00Z',
         createdAt: '2026-05-15T09:12:00Z',
         updatedAt: '2026-05-16T17:30:00Z',
     },
@@ -5194,6 +5197,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         fees: [
             { id: 'sct_002_f1', description: 'Labour — Day 1 disconnect / prep', type: 'Labour / Service Fee', amount: 425, createdAt: '2026-05-12T17:00:00Z' },
         ],
+        projectId: 'proj_003',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: '2026-05-12T17:00:00Z',
         createdAt: '2026-05-10T15:40:00Z',
         updatedAt: '2026-05-12T17:00:00Z',
     },
@@ -5232,6 +5238,10 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         fees: [
             { id: 'sct_003_f1', description: 'Touch-up paint labour', type: 'Labour / Service Fee', amount: 180, createdAt: '2026-05-14T17:35:00Z' },
         ],
+        projectId: 'proj_006',
+        paymentStatus: 'Paid',
+        paymentRequestedAt: '2026-05-14T17:35:00Z',
+        paidAt: '2026-05-18T10:15:00Z',
         createdAt: '2026-05-05T11:00:00Z',
         updatedAt: '2026-05-14T17:30:00Z',
     },
@@ -5267,6 +5277,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         ],
         expenses: [],
         fees: [],
+        projectId: 'proj_003',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: null,
         createdAt: '2026-05-18T22:40:00Z',
         updatedAt: '2026-05-18T23:10:00Z',
     },
@@ -5306,6 +5319,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         fees: [
             { id: 'sct_005_f1', description: 'Inspection — initial visit', type: 'Inspection Fee', amount: 125, createdAt: '2026-05-14T13:00:00Z' },
         ],
+        projectId: 'proj_012',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: '2026-05-14T13:00:00Z',
         createdAt: '2026-05-12T10:00:00Z',
         updatedAt: '2026-05-15T16:20:00Z',
     },
@@ -5334,6 +5350,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         thread: [],
         expenses: [],
         fees: [],
+        projectId: 'proj_011',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: null,
         createdAt: '2026-05-17T14:00:00Z',
         updatedAt: '2026-05-17T14:00:00Z',
     },
@@ -5374,6 +5393,10 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         fees: [
             { id: 'sct_007_f1', description: 'Labour — deck repair (2 days)', type: 'Labour / Service Fee', amount: 920, createdAt: '2026-05-07T16:50:00Z' },
         ],
+        projectId: 'proj_011',
+        paymentStatus: 'Paid',
+        paymentRequestedAt: '2026-05-07T16:50:00Z',
+        paidAt: '2026-05-12T14:00:00Z',
         createdAt: '2026-05-01T09:00:00Z',
         updatedAt: '2026-05-07T17:00:00Z',
     },
@@ -5426,6 +5449,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
             { id: 'sct_008_f1', description: 'Labour — Kitchen GFCI install (2 outlets + island)', type: 'Labour / Service Fee', amount: 220, createdAt: '2026-05-19T12:35:00Z' },
             { id: 'sct_008_f2', description: 'Mobilization to site',                              type: 'Mobilization Fee',     amount: 75,  createdAt: '2026-05-19T08:00:00Z' },
         ],
+        projectId: 'proj_011',
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: '2026-05-19T12:35:00Z',
         createdAt: '2026-05-16T13:00:00Z',
         updatedAt: '2026-05-19T18:00:00Z',
     },
@@ -5455,6 +5481,9 @@ const MOCK_SUBCONTRACTOR_TASKS = [
         thread: [],
         expenses: [],
         fees: [],
+        projectId: null,
+        paymentStatus: 'Unpaid',
+        paymentRequestedAt: null,
         createdAt: '2026-05-09T10:00:00Z',
         updatedAt: '2026-05-13T12:00:00Z',
     },
diff --git a/src/pages/owner/OwnerSnapshot.jsx b/src/pages/owner/OwnerSnapshot.jsx
index c9b1ac5..48e9e4b 100644
--- a/src/pages/owner/OwnerSnapshot.jsx
+++ b/src/pages/owner/OwnerSnapshot.jsx
@@ -8,6 +8,7 @@ import FinancialDetailsModal from '../../components/owner/FinancialDetailsModal'
 import ActionCenterModal from '../../components/owner/ActionCenterModal';
 import TeamManagementPanel from '../../components/owner/TeamManagementPanel';
 import CommissionDistributionPanel from '../../components/owner/CommissionDistributionPanel';
+import SubcontractorPaymentsPanel from '../../components/owner/SubcontractorPaymentsPanel';
 import { SpotlightCard } from '../../components/SpotlightCard';
 import {
     BarChart, Bar, XAxis, YAxis, Tooltip, ResponsiveContainer, PieChart, Pie, Cell, Legend
@@ -24,6 +25,7 @@ const OwnerSnapshot = () => {
         orgCommissionDefaults, userCommissionOverrides,
         roleCommissionOverrides, orgMembers,
         addJobTeamMember, removeJobTeamMember, updateJobTeamMember,
+        subcontractorTasks, subcontractors,
     } = useMockStore();
 
     // Find the current owner profile
@@ -404,6 +406,23 @@ const OwnerSnapshot = () => {
                         </SpotlightCard>
                     </section>
                 )}
+
+                {/* ── Owner's Box — Subcontractor Payments ── */}
+                {subcontractorTasks?.length > 0 && (
+                    <section>
+                        <h2 className="text-xl font-bold text-zinc-900 dark:text-white/90 mb-4 flex items-center">
+                            <span className="w-2 h-8 bg-amber-500 rounded-full mr-3"></span>
+                            Subcontractor Payments
+                        </h2>
+                        <SpotlightCard className="p-5 lg:p-6" spotlightColor="rgba(245, 158, 11, 0.06)">
+                            <SubcontractorPaymentsPanel
+                                subcontractorTasks={subcontractorTasks}
+                                subcontractors={subcontractors}
+                                projects={projects}
+                            />
+                        </SpotlightCard>
+                    </section>
+                )}
             </div>
 
             {/* Interactive Modals */}